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Appeal guide · Prior auth

Prior authorization denials

Most 'denials' people receive are actually prior-authorization refusals — issued before care is delivered. The legal framework, timeline, and leverage are different from post-service claim denials.

What gets denied

  • Imaging (MRI, CT, PET)
  • Specialty drug prescriptions
  • Surgical procedures
  • Mental health intensive outpatient or inpatient
  • Home health and durable medical equipment
  • Out-of-network referrals

Common denial reasons

  • Documentation submitted by provider was incomplete
  • Plan deems criteria not met (often without disclosing them)
  • Step therapy or conservative-care requirements not documented
  • Wrong CPT or ICD codes

How we approach the appeal

Mark urgent if the provider can sign off — drops 30-day window to 72 hours. Request peer-to-peer review with the medical director. Force the carrier to disclose the criteria, then have the provider's letter address each criterion.

Filing window

Urgent: 72 hours. Standard: 30 days. Most plans: 60-180 day filing window.

Typical recovery

$500 – $100,000+ depending on care being authorized

Documents we'll ask for
  • · Denial letter
  • · Original prior-auth request
  • · Provider's clinical notes
  • · Records of any prior conservative therapy

Got a prior auth denial?

Two-minute micro intake. We confirm fit and reply within one business day with the right path for your situation.

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This page provides general information about appeal strategy. It is not legal advice. Outcomes depend on documentation, plan terms, and timing.

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